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Showing posts from September, 2016

How much does travel insurance cost? and loan

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Answer: Travel insurance vacation plans cost between 4-8% of the total trip cost. loan Here’s an example: oan If your cruise costs $4,000, a travel insurance plan would cost between $160-$320. Remember, loan this is the general range but keep in mind that basic ‘budget’ plans can be less than 4%, and premium plans can be loan over 12% of the trip cost (any expenses that are pre-paid and non-refundable) The cost of travel insurance is based on factors. loan

How Much Does Health Insurance Cost for the Average Adult? and loan

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Purchasing health insurance is not easy. Collectively, loan American health insurance companies offer thousands of different policies through hundreds of intermediaries. While many health insurance consumers' choices are circumscribed by the loan whims of their employers' group health insurance providers, individuals loan who must purchase health insurance on the open market are liable to face a dizzying array of choices Many consumers loan welcome this wide-open market. Others find themselves overwhelmed by the process of finding loan an affordable health insurance plan. In many cases, the sheer cost of single-coverage health insurance is the principal driver of these feelings loan of frustration. If you're looking for affordable health insurance

How to buy home insurance and loan

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  Every year loan when your home insurance renewal arrives it's tempting to do nothing and let it renew automatically. But don't. loan By spending a few minutes online or on the phone you could easily save yourself enough to pay for a decent holiday. loan If you unthinkingly renew your home insurance each year over a decade, loan you could easily end up paying more than £1,000 a year for a policy that you could buy for about £250 with exactly the same if not better cover. loan people loan switching insurer not to save money, and the longer it is since you last switched, the more you will save. loan Even if you have made a recent claim, you don't have loan to accept the new higher premium. Other insurers will often take your business at a lower rate. Just explain what happened and how much it cost to put right

CAN YOU GET LIFE INSURANCE IF YOU’VE HAD PROSTATE CANCER?

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More men are surviving prostate cancer. But can you still buy affordable life insurance? For many men over a certain age, getting an annual physical exam is no big deal. Except for one particular test. And if you’re a male, you know what test I’m talking about Your doctor usually leaves this test for last. (Doctors have a warped sense of humor.) You know it’s coming because all you hear is the snap of a rubber glove, followed by the time-honored phrase: “Now cough!” Yes, I am referring to the physical (commonly called a Digital Rectal Exam or “DRE”) test for prostate cancer. Though slightly uncomfortable, this test is quite useful in detecting the early stages of the second most common form of cancer in men (after skin cancer). Typically, there are no early symptoms for prostate cancer, which is typically a slow-growth disease. Most men who are diagnosed with prostate cancer are over age 65. The disease is more common in African-American males than in white male

How To Buy Car Insurance

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Car insurance is one of the necessary evils of modern life. You pay a substantial amount of money each month to the insurance company, and if you are like most people, you have not had an accident or made a claim in years. Yet when you do suddenly find yourself involved in a collision, the insurance premiums you've been forking over all these years will finally pay off The advent of the Internet has raised the level of competition between insurance companies. Because you can now sit at home in your bathrobe and compare rates and coverage between companies, they are under more pressure to offer competitive deals. So why not leverage the Internet's potential to help you save time, save money, and find the best auto insurance coverage? First, let's be clear about the fact that auto insurance is required by law in most states―it's not optional. If you drive a car, you must have auto insurance. So you need to find out what the law requires in your jurisdi

Reasons Single People May Need Life Insurance

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Many people make the assumption that life insurance is for married couples and those with kids. While it is true that not all single people need life insurance, there are a number of reasons when it can make (really) good sense. You have student loan debt. Many people assume that your debt dies with you, but that’s not always the case. While the loans through the federal government are discharged (aka forgiven) if you were to die, personal loans that have a cosigner are generally not. At the same time, Fitch notes, a number of carriers underwriting the line continue to do well. Underwriting losses have accelerated with the segment statutory combined ratio rising to approximately 109 for the latest year. The commercial auto combined ratio averaged 106 from 2011-2015, according to analysts at Fitch

CAN I GET LIFE INSURANCE IF I’VE HAD COLORECTAL CANCER?

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Colorectal Cancer can be successfully treated. But can you still get affordable life insurance? Put plainly, Colorectal Cancer is a pain in the butt. (Pardon the pun.) According to the Centers of Disease Control and Prevention, Colorectal Cancer is the 2nd leading cancer killer in the U.S. Colorectal Cancer is a cancer that affects the colon and rectum, with tumors forming in the lining of the large intestine, Symptoms of this cancer include: diarrhea or constipation, blood in the stool, frequent gas pains or cramps, sudden weight loss, fatigue, and nausea or vomiting. Tests for this type of cancer include a colonoscopy and checking for blood in the stool. The National Institute of Health recommends that both men and women start getting screened for colorectal cancer after age 50

Commercial Auto Insurance Remains a Loser on the Whole: Fitch

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While the property/casualty industry has reported three consecutive years of significant underwriting profits, the commercial auto maole reported an underwriting loss for the fifth consecutive year in 2015.     In short, U.S. commercial auto insurance has evolved into a “chronically underperforming product segment” for U.S. property/casualty insurers, according to Fitch Ratings. At the same time, Fitch notes, a number of carriers underwriting the line continue to do well. Underwriting losses have accelerated with the segment statutory combined ratio rising to approximately 109 for the latest year. The commercial auto combined ratio averaged 106 from 2011-2015, according to analysts at Fitch.

Tips for Buying Car Insurance Online

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It seems like every time you turn on the television, you encounter a commercial that asks whether you're paying too much for your car insurance. Chances are your insurer won't be champing at the bit to tell you the answer, so the burden is on you to find out. But with an Internet connection and a little planning, you can do it on your lnch hour you're shopping for your first policy or looking for a better rate, going online is a gateway to a world of auto insurance quotes and information about the companies that issue them. As you'll see, low cost is just one factor to consider. Let's take a look at five tips to keep in mind when you go online to buy car insurance

What is mortgage insurance loan and why do I have to pay it?

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Many homeowners loan feel mortgage insurance is imposed on them by banks for no reason and they don't benefit from it in any way. The reality is that without mortgage insurance, loan many of those same people would not be homeowners. loan I feel it is important to note that this post is not loan about homeowner's insurance, which is required on all mortgaged properties and protects the home and its contents against loss loan

How do I cancel my mortgage insurance loan (PMI/MIP)?

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Mortgage insurance loan allows some people loan to purchase or refinance a home with less than 20% down payment or equity. While it provides a service and helps more loan homeowners into homes, mortgage insurance is an added cost that should be canceled as soon as possible. First I'll discuss the two main categories of mortgage insurance and then how to cancel each

Consumer Direct Mortgage Insurance Marketing: An ‘Inbound’ Strategy for Growth Loan

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Consumer direct marketing loan is all the rage within the mortgage industry right now. It will probably be one of the most ubiquitous buzzwords in 2015 as well. loan Truth is, consumer direct mortgage marketing has been around for a long loan time. Smart companies have been using it for years, while others are just getting on board with the idea. In this article, I’ll explain what this strategy is, and how loan you can use it to grow your business in 2015 loan. 
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There are three loan ways to implement this kind of mortgage company marketing strategy, depending on what type of company you have. Here’s how local, regional, and national companies can approach it: Local mortgage companies can double or triple loan their website traffic by publishing local housing and mortgage information. That’s a conservative statement. We’ve actually witnessed a tenfold increase in web traffic (e.g., 20 visitors per day becomes 200 visitors), especially with companies that didn’t have much of an internet “footprint” before launching a loan publishing program. Example: a company that does business in Austin, Texas would be wise to publish loan internet articles about “Austin mortgage rate trends.” There’s less search-engine competition at the local (city / metro) level. So it’s easier to rank well for these phrases in Google, Yahoo and Bing. So, what else do you write about? What kind of loan website content works best for generating